Ask your Los Alamos Schools Union Loan Officer for full benefits and details on any of the payment protections we offer to our members. Please call (505) 662-3421 or visit Los Alamos Schools Credit Union at 1010 Central Ave. in Los Alamos.
We are happy to answer your questions!
AD&D AND PAYMENT PROTECTIONS
Accidental Death and Dismemberment (AD&D) Protection
Every member of LASCU receives $2000 AD&D coverage for free! You can also choose to add more AD&D coverage on the same policy for an additional premium. Rates and terms vary. Please contact LASCU for more information.
Credit Life & Disability
MEMBER’S CHOICE® Credit Life & Disability Insurance provides you with the security of knowing repayment of your auto loan won’t be left to loved ones should something happen to you. Credit Life & Disability benefits:
- Immediate coverage for eligible members
- Coverage builds financial security and peace of mind
- Compliments existing insurance
- Preserve your family’s savings
Guaranteed Asset Protection (GAP) Insurance
A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. GAP Insurance is like an airbag for your vehicle loan. Guaranteed Asset Protection may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan, if your vehicle is deemed a total loss. It can help cushion you and your family against sudden out-of-pocket expenses.
Mechanical Repair Coverage (MRC) Extended Warranty
As your vehicle gets older and miles add up, will you be able to afford the repairs you need to keep your car on the road? MRC can help limit the cost of repairs and covered breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.
CDCL-0512-230E