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Interest Rates

As of 07/23/2010

Savings Clubs

Type Interest Rate

APY

Minimum
Shares (Savings)
$25-$4,999
**0.75%

**0.76%

$25

Shares (Savings)
$5,000 - $49,999
**0.75% **0.76% $5,000
Shares (Savings)
$50,000 & above
**1.00% **1.01% $50,000

 

Certificates of Deposit

Type Interest Rate

APY

Minimum
90 Day CD 0.75% 0.75%

$500

6 Month CD 0.95% 0.96% $500
12 Month CD 1.10% 1.11% $500
24 Month CD 1.40% 1.41% $500
24 Month Plus CD 1.50% 1.51% $20,000
36 Month CD 1.60% 1.61% $500
48 Month CD 2.00% 2.01% $500
60 Month CD 2.25% 2.26% $500

 

ATM/Debit "Check" Cards

Type Interest Rate

APY

Minimum
Draft (ATM/Debit) **0.50%

**0.51%

$0

 

Auto Loans

Apply
Type Maximum Term

Interest Rate
(Fixed Rate)

APY
New Auto 72 Months

*4.90%

*4.90%

Used Auto 72 Months *4.90% *4.90%

 

Recreational Vehicle Loans

Apply
Type Maximum Term

Interest Rate
(Fixed Rate)

APY
New Motorcycle/ATV 60 Months

*6.99%

*6.99%

Used Motorcycle/ATV 60 Months *7.25% *7.25%
New RV 120 Months

*6.99%

*6.99%

Used RV 120 Months *7.25% *7.25%
New Boat 60 Months

*6.99%

*6.99%

Used Boat
60 Months *7.25% *7.25%

 

Mortgage Loans

Apply
Type Maximum Term

Interest Rate
(Fixed Rate)

APY
First Mortgage 7 Yr Balloon *4.40% *4.40%
First Mortgage 10 Yr Fixed *4.40% *4.40%
First Mortgage 15 Year Fixed *4.40% *4.40%
Second Mortgage 7 Year Balloon *4.90% *4.90%
Second Mortgage 10 Yr Fixed *5.15% *5.15%
Second Mortgage 15 Yr Fixed *5.15% *5.15%
New Mobile Home 120 Months

*9.50%

*9.50%

Used Mobile Home 120 Months *10.50% *10.50%
Real Estate (Land - NM Only) 120 Months *7.25% *7.25%

 

Unsecured Loans

Apply
Type Maximum Term

Interest Rate
(Fixed Rate)

APY
Signature Loan 12 Months *9.00% *9.00%
Signature Loan 24 Months

*10.00%

*10.00%

Signature Loan 36 Months *11.00% *11.00%
Open-ended Line of Credit Open End *8.25% *8.25%
Education Line of Credit Open End *6.25% *6.25%

 

* On approved credit.

**The share and special savings accounts are tiered rate accounts. The balance ranges, Dividends Rates, and Annual Percentage Yields applicable to each tier are disclosed above. Once a particular balance range is met, the dividend rate and Annual Percentage yield for that balance range will apply to the full balance of your account.

Calculators

 

> All Calculators

 
   
Copyright (c) 2008 LASCU. All rights reserved .Los Alamos Schools Credit Union 1900 Diamond Drive, Los Alamos, NM 87544, P - (505) 662-3421 | F - (505) 662-4930, TOLL FREE 1-877-662-3421
Your savings are insured up to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. LASCU is an Equal Housing Opportunity lender.

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